The objective is to provide tools to manage self-issued credit.
The server model should work with clients using a web browser.
The optional client model is using the untraceable phone as a wallet.
Note there is no mining process and this is not blockchain based.
Funds are issued and transferred as a collection of coins.
Coins not not divisible.
A transaction typically returns given coins to the issuer and retired. New coins are reissued with new IDs to the new holder.
There is no traceability between transactions for a given coin.
Using Matryoshka, there is no identity information of the holders.
Offline transactions are possible between consenting parties. Since this opens the door to reuse, this is only be done in a low risk environment.
Serious design review.